Helping pensioners navigate benefits since 2012.
Joy Haven Benefits Advisory was founded in 2012 by Margaret Chen, a former social worker who saw too many pensioners missing out on benefits they were entitled to. What began as informal help for neighbours grew into a dedicated advisory service.
Based in central London, we've helped thousands of older people understand and access Winter Fuel Payments and other heating-related benefits. Our approach is simple: clear information, patient guidance, and genuine care.
We believe everyone deserves to stay warm in winter, and navigating the benefits system shouldn't be a barrier to that basic need.
Benefits information can be confusing. We explain everything in plain English, without jargon.
We take the time needed to answer questions and ensure you understand your options.
We give realistic assessments. If we can't help, we'll tell you and suggest alternatives.
Every client is treated with dignity. Your circumstances are private and handled sensitively.
While based in London, we provide remote guidance across England:
We're here to help. Contact us for a free initial assessment.
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