Effective Date: January 2024
By using joyhaven.cfd and our services, you agree to these terms.
Joy Haven Benefits Advisory provides information and guidance on Winter Fuel Payments and related benefits. We are an advisory service only and do not process claims on your behalf.
We are not affiliated with the UK Government, Department for Work and Pensions, or any official body. Our guidance is based on publicly available information and should not replace official advice.
We cannot guarantee eligibility or claim outcomes. Benefits rules change and individual circumstances vary. Always verify information with official sources.
Our liability is limited to the amount paid for services. We are not liable for indirect damages or losses resulting from reliance on our guidance. Nothing excludes liability for negligence or fraud.
These terms are governed by the laws of England and Wales.